Creating a Financial Safety Net: Resources to Help During Hardship

If you’re an adult in 2025, you’ve probably lived through at least one financial crisis. Since 2000 alone there’s been the dot-com bubble, the Great Recession and the COVID-19 pandemic. On top of that, layoffs may have impacted your industry more than once.

During financial hardships like these, people often feel too stressed and overwhelmed to think clearly about their options. What should you do when money is limited? How do you choose which bills to cover? Sometimes facing these difficult questions makes people want to simply give up or do impulsive things with their money.

That’s why we’ve put together this simple but trustworthy financial guide. In addition to providing you with specific, actionable tips for…