Can You Trust AI for Financial Advice?

In recent years, artificial intelligence (AI) has quickly become integrated in our everyday lives. Even in the personal finance space, AI is becoming a popular tool for financial advice. In a 2025 survey, 46% of U.S. adults said they had asked AI for help with their personal finances and 50% said they trusted AI for financial advice.

But is it really safe to get financial advice from AI tools? Not exactly. While AI can help with simple tasks like analyzing your budget, it’s prone to mistakes. That’s one reason financial advisors report that they rarely use AI to generate advice or financial plans.

So if you’re considering using AI for financial guidance, the best approach is to verify the advice. Depending on the kind of…